The page has tips and hints which are based on real life experiences of people in your very same situation and includes: Choosing your water and energy suppliers, your mobile phone contract, the importance of budgeting, intelligent borrowing and prioritising your bills. It also gives useful pointers on benefits such as Universal Credit and money saving tips that could put hundreds of pounds in your pocket.
Shopping, budgeting and more



Wants & Needs
Understanding the difference between what you want and what you actually need.
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Energy, digital and scams




DHP & LWP and other help


DHP & LWP
Useful information on Discretionary Housing Payments and Local Welfare Provision.
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