Who is responsible for repairs?
This depends on the age of the property you are purchasing.
Less than 12 months old – Repairs will still be the responsibility of the house builder, under the ‘defects period’. If this is the case, you must report repairs to us and we will ensure the house builder carry these out. At the end of the 12 months, the house builder will conduct an end of defects inspection, where they will put right any final repairs outstanding, including cracking. Once these have been completed, the house builder will discharge their responsibility and repairs will then be the responsibility of the occupier. Please note that newer properties may still be covered by NHBC, for any serious repairs that happen as a result of bad workmanship on the part of the house builder. This is only valid for 10 years from the completion date of the property.
More than 12 months old – Repairs will fall solely on the occupier. When purchasing a home, it is important to be as thorough as possible when inspecting the property. Your solicitor’s will do all the legal checks necessary but you will be able to pay for extra surveys to be carried out, should you wish to. Purchasing a home that is already occupied is ‘sold as seen’ so please bear this in mind when making an offer. Often, you will not be able to go back to the previous owner, should you find a problem after you have bought the property.
Black Country Housing Group do, however, have a dedicated repairs service for owner occupiers, called Homeforce, which you can contact for advice and a quote for any works you need carrying out.